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Anyone had any luck with the tips yet? #budget #budgeting #moneysavingtips #money #millennial #millennials
Great tips!
Totally using your 20 minutes a month budgeting plan! I also wish someone had taught me how to do this in high school or college, but I'm thrilled to be able to finally be learning it now!
One insight I'll share is this, make sure your wants, your what if's, your expected big,medium and small expenses are paid for before you need the funds to pay for them. 3 times in the last year my YNAB rainy day funds have bailed me out of car troubles. Your income has to pay for more than whatever bills you have due in the next 30 days…setting aside this money is acknowledging this fact…things will happen beyond your control. Having funds set aside makes big expected and unexpected expenses feel like nothing to stress about.
YNAB is awesome but you get more out of it using it daily in my opinion. Follow the 4 rules of YNAB to get your priorities straight and spending under some sort of control.
This is so helpful! I wish someone had taught me how to do this in high school or college. I'm still terrified of budgeting, but hopefully with this information I'll be able to conquer my fear and create my very own budget.
Hey everyone, thanks for watching. Here is as link to the template we mention in the video. Enjoy and let us know how you like it https://www.dropbox.com/s/44cmo5f2z61ybfx/%20Budget%20Template%20MM.xls?dl=0.
I only recently started budgeting and it has changed my life! The best thing that I have learned is that every penny you spend belongs somewhere. So since I do most of my banking on cards, on the rare occasion I take out cash, I always get receipts so that I know where my money is going.